Reading window performance numbers — what U-factor and SHGC actually mean for your home

Celeste·Field Notes·Windows

Reading window performance numbers — what U-factor and SHGC actually mean for your home

Windows·7 min read·

The NFRC label on a window tells you a lot — if you know how to read it. Most homeowners don't. Here's what matters.

Every window sold in the United States that carries an NFRC certification has a label with four numbers: U-factor, Solar Heat Gain Coefficient (SHGC), Visible Transmittance (VT), and Air Leakage (AL). These numbers are independently tested and certified — they're not manufacturer claims. They're the most reliable basis for comparing window performance across products and manufacturers.

U-factor measures how well the window resists heat flow — in both directions. A lower U-factor means better insulating performance. For Southern California, where heating loads are modest and cooling loads are the primary concern, U-factor matters less than it does in colder climates. California Title 24 requires a maximum U-factor of 0.30 for most residential window replacements, but in practice, most modern dual-pane windows meet this threshold easily.

SHGC is the number that matters most in Southern California. It measures how much solar radiation passes through the window as heat — on a scale from 0 to 1. A lower SHGC means less solar heat gain. For south- and west-facing windows in Los Angeles, we typically specify glazing with an SHGC of 0.25 or lower. For north-facing windows, where solar gain is minimal and daylight is the priority, we may specify higher SHGC glazing to maximize visible light transmission.

The critical insight is that SHGC is not uniform across a window — it varies by orientation, by time of day, and by season. A window that performs well on a north-facing wall may be a significant source of heat gain on a west-facing wall. This is why we specify glazing by orientation, not by product line. The same window frame can be ordered with different glazing packages for different orientations.

Visible Transmittance (VT) measures how much visible light passes through the window. It's often in tension with SHGC — lower SHGC glazing typically has lower VT, meaning less daylight. Finding the right balance between solar control and daylight is one of the more nuanced aspects of window specification, and it's one that most contractors don't address at all.

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